Website Usage Statement
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Site Usage Explanation
Thank you for visiting the Merchants Information Solutions (MIS)
website at
www.idrecoverplus.biz
(the "MIS Website"). MIS
believes that you will find the MIS Website informative and
easy to use, and we hope that you regularly visit it.
Your use of the MIS Website and the information available
on the MIS Website is subject to the terms and conditions
set forth herein (the "Agreement"). If there is a conflict between the
Agreement and any terms and conditions required by MIS's
Suppliers (defined below), then the applicable specific terms and conditions of
such Suppliers shall govern and control your ordering, access and usage of such
Suppliers products/services. By using the MIS Website, you
agree to abide by the Agreement and the terms and conditions of
MIS's Suppliers.
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Liability Disclaimer
MIS and/or its suppliers including Experian, Equifax,
TransUnion, CoreLogic Credco, LLC, CoreLogic Consumer Services, Inc. and others
(collectively, "Suppliers") make no representations about the
suitability for any purpose of the information, software, products, and services
contained on the MIS Website. All such information,
software, products, and services are provided "as is" without warranty
of any kind. MIS and/or its Suppliers hereby disclaim all
warranties and conditions - including all implied warranties merchantability,
fitness for particular purpose, title and non-infringement - with regard to the
information, software, products, and services contained on the
MIS Website.
The information, software, products, and services published on the
MIS Website may include inaccuracies or typographical
errors. Changes are periodically made to the information herein.
MIS and/or its Suppliers may make improvements and/or
changes to the MIS Website at any time.
In no event shall MIS and/or its Suppliers be liable for
any direct, indirect, punitive, incidental, special or consequential damages
arising out of or in any way connected with your use of the
MIS Website or with any delay or inability to use the
MIS Website, or for any information, software, products,
and services obtained through the MIS Website, whether
based on contract, tort, strict liability or otherwise, even if
MIS and/or any of its Suppliers has been advised of the
possibility of damages. Because some states/jurisdictions do not allow the
exclusion or limitation of liability for consequential or incidental damages, the
above limitations regarding those types of damages may not apply to you.
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Misuse prohibited/limits on use
As a condition of using the MIS Website, you agree that you
will not use the MIS Website for any purpose that is
unlawful or prohibited by the Agreement.
MIS provides the MIS Website solely
to permit you to determine the availability of goods and services offered on the
MIS Website and to transact business with
MIS, and for no other purposes. The
MIS Website services have both personal and commercial
uses. If you are the end-user of the services, you may only use the services for
your personal, non-commercial use. You may not sell, rent, lease, or redistribute
the information services. Where you are not the end-user of the service, you must
be an authorized agent of a company, agency, or entity (customer) whose commercial
use is granted subject to the terms and conditions of the service contract.
You agree that you will not make any false transaction or any transaction outside
the intended purpose of the service. You agree to abide by the terms and
conditions of purchase that MIS imposes including, but not
limited to, payment of all amounts when due and compliance with all rules
regarding availability of products or services. You are completely responsible for
all assessments, charges, duties, fees, and taxes arising out of your use of the
MIS Website.
You agree that you will not Misuse the MIS Website.
"Misuse" includes, but is not limited to, using the
MIS Website to do any of the following:
-
Disrupt any aspect of MIS's operations
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Interfere with another's access to or use of the MIS
Website
-
Take any action that will or could impose an unreasonable or
disproportionately large load on the MIS Website
infrastructure
-
Distribute or publish any information that degrades, embarrasses, harasses,
humiliates, intimidates, or threatens any individual or group of individuals
on account of their age, ancestry, color, ethnicity, marital status, medical
condition, mental or physical disability, national origin, race, sex, or any
other basis protected by federal, state, or local law
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Abuse, defame, harass, stalk, threaten, or otherwise violate another's legal
rights, including but not limited to rights of privacy and publicity
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Download or upload files (such as computer viruses, corrupt files, or similar
software) that may damage the operation of MIS's or
another's computers
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Download or upload files that contain materials (including but not limited to
software) that violate MIS;s or another's intellectual
property, privacy, or publicity rights
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Misrepresent or omit the origin or source of any file that you download or
upload
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Download or upload files that do not contain the posted proprietary language,
author attributions, and/or copyright, patent, or trademark notices
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Distribute or publish any obscene, infringing, or unlawful material
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Engage in any commercial purpose not specifically granted to you in a
separately executed service contract
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Disclose or transmit confidential information, trade secrets, or other
confidential and/or protected proprietary data of any entity or person,
including but not limited to MIS or any of its
Suppliers
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Copy, create derivative works from, display, distribute, license, perform,
publish, recreate, reproduce, sell, transfer, or transmit any information,
products, services, or software obtained by, from, or through the
MIS Website
-
Monitor or copy any content by using any manual process, or any robot, spider,
or other automatic device, without first obtaining
MIS's prior written consent
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Access information about any customer protected by MIS
Website log-in and postit on any other MIS Website
without that customer's consent
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Utilize a customer's password during log-in, unless you are:
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The customer to whom that password is assigned (the "Authorized
customer");
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An authorized agent of the customer acting with both the knowledge and
consent of the authorized customer
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Engage in any other conduct that is, or that MIS deems
to be, in conflict with this Agreement
MIS forbids such Misuses, and access of the
MIS Website for any such Misuses or other similar purposes
is an unauthorized use of the MIS Website.
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Copyright and trademark notices
All contents, images, and logos on the MIS website are:
Copyright © 2026 MIS,
and/or its Suppliers. All rights reserved. Any other names of
MIS services to which the MIS
Website refers are service marks or registered service marks of
MIS Other products and company names mentioned in the
MIS Website may be the trademarks of their respective
owners.
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Software available on the MIS Website
Any software that is made available to download from the
MIS Website ("Software") is the copyrighted work
of MIS and/or its Suppliers. Your use of the Software is
governed by the terms of the end user license agreement, if any, which accompanies
or is included with the Software ("License Agreement"). You may not
install or use any Software that is accompanied by or includes a License Agreement
unless you first agree to the License Agreement terms.
For any Software not accompanied by a license agreement, the following shall
constitute the License Agreement: MIS and/or its Suppliers
hereby grant to you a personal, nontransferable license to use the Software for
viewing and otherwise using the MIS Website in accordance
with this Agreement, and for no other purpose.
Please note that MIS and/or its Suppliers own all Software,
including without limitation all HTML code and ActiveX controls, contained in the
MIS Website. Copyright laws and international treaty
provisions protect all Software. Any reproduction or redistribution of the
Software is expressly prohibited by law and may result in severe civil and
criminal penalties. Violators will be prosecuted to the maximum extent possible.
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Links to third party websites
The MIS Website may contain links and pointers to Internet
sites that third parties operate. MIS does not operate or
control in any respect any information, products or services on such third-party
sites. The MIS Website includes such links for your
reference and convenience only. Endorsement of the material on such websites or
any association with their operators is neither implied nor intended.
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Indemnity
As a condition of using the MIS Website, you agree to
indemnify MIS and/or its Suppliers from and against any and
all liabilities, expenses (including attorneys' fees), and damages arising out of
claims resulting from your use of the MIS Website,
including without limitation any claims alleging facts that if true would
constitute your breach of this Agreement.
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With regard to any questions or problems about the MIS
Website, please contact the www.idrecoverplus.biz Customer Support
Center by phone at 866-647-6220.
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Modification of these terms and conditions
MIS reserves the right to modify the Agreement at its sole
discretion and without notice. Your continued use of the
MIS Website following any such modifications shall
constitute your acceptance of such modifications.
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General
The Agreement shall be deemed to have been made in the State of Arizona and shall
be interpreted in accordance with Arizona law, without regard to conflicts of law
principles. MIS and you consent and waive any objections to
the exclusive personal jurisdiction of the state and federal courts in Maricopa
County, Arizona, for the determination of any claim or controversy arising out of
or relating to the Agreement. MIS and you waive any
objections to venue in such courts due to inconvenient forum or any other basis.
You acknowledge that no joint venture, partnership, employment, or agency
relationship exists between you and MIS as a result of the
Agreement or your use of the MIS Website.
MIS's performance under the Agreement is subject to
existing laws and legal process, and nothing contained in the Agreement limits
MIS right to comply with law enforcement requests or
requirements relating either to your use of the MIS Website
or the information provided to or gathered by MIS with
respect to such use.
If a court of competent jurisdiction determines that any part of the Agreement is
invalid or unenforceable, then the invalid or unenforceable part will be deemed
superseded by a valid, enforceable provision that most closely matches the intent
of the original part and the remainder of the Agreement shall continue in effect.
A printed version of this usage agreement and all other notices, policies, and
disclaimers contained on the MIS Website will be admissible
in judicial or administrative proceedings to the same extent and subject to the
same conditions as other business documents and records originally generated and
maintained in printed form.
MIS reserves any rights not expressly granted herein.
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